Dividend Calculator

A simple way to estimate how much profit may be available for dividends — and how much to keep in your business — before you speak to an accountant.

If you’re a limited company director, understanding what you can (and can’t) take as dividends is essential. This tool gives you a quick, easy-to-understand snapshot without needing to do any complicated tax maths.

What this calculator helps you understand

  • Estimated corporation tax based on the rate you choose

  • Profit after tax (your starting point for dividend decisions)

  • Recommended retained profit (your safety buffer)

  • Estimated dividends pot available to distribute

  • Whether the dividends pot supports your personal income target

It’s not designed to replace proper accounting advice — but it will give you clarity before you book a call with a professional.

Who this is for

This calculator is ideal for:

  • New limited companies unsure how dividends work

  • Directors wanting to check what’s “safe” to withdraw

  • Business owners deciding between salary vs dividends

  • Anyone wanting a simple, visual guide without tax jargon

  • Founders building a financial plan or reviewing pricing

If you’ve ever asked, “Can I take dividends yet?” — this tool is for you.

How to use the calculator

  1. Adjust the sliders based on your estimated annual profit, your corporation tax rate and how much profit you want to retain.

  2. (Optional) Add your personal take-home target to see whether your estimated dividends pot covers your goals.

  3. Review your results:

    • available dividends

    • retained profit

    • corporation tax

    • how close you are to your personal target

You don’t need exact numbers — sliders help you estimate quickly and safely.

Dividend Calculator (Single Director-Shareholder)

Estimate how much profit may be available for dividends after corporation tax, and how much to keep in the business.

Company profit & tax

This calculator gives a rough guide only. For full accuracy, use figures from your accountant or bookkeeping software.

Profit before corporation tax, after all expenses and your salary.
Use your accountant’s rate. This is a simple average, not banded.
Percentage of post-tax profit you’d like to keep as a buffer or for growth.

Optional: personal income target

This doesn’t calculate personal tax, but helps you see if your planned dividends support your take-home goals.

Approximate amount you’d like to take from dividends per month.
Calculates estimated available dividends.
This calculator is for guidance only and does not replace advice from an accountant, tax specialist or financial adviser. Dividend and income tax will depend on your personal situation.

This tool gives a rough estimate only and isn’t tax or financial advice. Always check your exact figures with an accountant before taking dividends.

After you get your results

Seeing your numbers is often the moment things start to make sense. If you discover:

  • your dividends pot is smaller than expected

  • your personal target isn’t covered

  • you’re unsure whether to take salary, dividends or both

  • or your retained profit looks too low

…don’t worry, this is exactly the type of conversation we help founders with.

We can sense-check your numbers, talk through options and signpost you to the right accountant or tax professional where needed.

Want help understanding your numbers?

Book a free discovery call and we’ll walk you through:

  • what your business can safely afford

  • how salary + dividends work for directors

  • what to adjust if your numbers don’t look right

  • how to plan ahead for tax and growth

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